FinTech, financial services and M&A
Financial products where every step is on record. Audit trail, permissions and AI that holds.
Money, deals and contracts need a product where every decision can be traced. I lead the product and technology of FinTech and deal platforms, from the data model to the AI that assists the people using it.
- Deal and M&A platforms
- Audit history on every record
- AI with permissions
The challenge
Customers want AI. Auditors want records. You need both on the same day.
Financial customers expect AI in onboarding, documents and support, and regulators expect to see who decided what. A product that delivers only one of these loses either the customer or the audit.
How I help
Pick where to start. Six ways to work together in finTech, financial services and M&A.
Three outcomes at a fixed price, and three roles monthly or on demand. Most clients start with one and add a second.
SaaS & AI product launch
Agentic frame included
A FinTech MVP launched for paying customers, with payments, roles and audit history built in.
AI agent evaluation
Right problem, solved right
AI answers in onboarding, documents and support checked against what customers and compliance need.
Enterprise AI agents
Every decision has an owner
Back-office processes like document review or reconciliation run by agents, with a person signing off.
Fractional CTO
Technical direction you can trust
Architecture, security and the development team for a financial product that has to pass due diligence.
Product Lead
What to build, and why
Deal flows and customer journeys turned into specs your team can ship.
AI Architect
AI that holds in production
AI features with permissions, evals and cost limits, inside your audit trail.
Who you work with
Fractional CTO and product lead, Vienna
I lead the product and technology of deal platforms with digital signatures, notary services and full audit history.
Delivered within my work as Fractional CTO, Product Lead or AI Architect.
“Kristian is certainly one of the top picks in his field.”
Product, technology and AI in one person. So the decisions never contradict each other.
- 25 years
- In software architecture and product, in Europe and North America.
- 50+
- Product launches across startups and enterprises.
- 5.0★★★★★
- Upwork rating, Top Rated Plus, more than $500K earned.
Questions
FAQ
Can you take over an AI-built or no-code FinTech app?
Yes. I moved a London founder's product off Lovable onto self-hosted Supabase, with tests and a deployment pipeline.
How do you handle audit requirements?
Every record keeps its history, every agent action is logged with its reason, and permissions are defined per role.
Do you help with due diligence?
Yes. I prepare the architecture, security and delivery answers that investors and acquirers ask for.
Get in touch
Start with a call.
We go through your product, your team and where AI belongs in your work. You leave with a view on the right first step.
Services: SaaS & AI product launchEnterprise AI agentsAI agent evaluationFractional CTOProduct LeadAI Architect