Insurance and InsurTech
Insurance platforms underwriters rely on. Underwriting, claims and AI with an audit trail.
Insurance software decides on risk and money, and every decision has to be explained later. I lead the delivery of underwriting, claims and client platforms, and bring AI into them with the controls an insurer needs.
- Underwriting and claims platforms
- Reinsurance client dashboards
- AI with an audit trail

The challenge
Agents could clear your claims backlog. If you could explain every decision.
Claims and underwriting are where agents can already read documents and prepare decisions. An insurer can only use that when every recommendation is checked, logged and signed off, because the regulator and the reinsurer will ask why.
How I help
Pick where to start. Six ways to work together in insurance and InsurTech.
Three outcomes at a fixed price, and three roles monthly or on demand. Most clients start with one and add a second.
SaaS & AI product launch
Agentic frame included
An InsurTech MVP launched for its first paying customers, with roles, documents and audit history.
AI agent evaluation
Right problem, solved right
AI recommendations in underwriting and claims checked against what a good decision is.
Enterprise AI agents
Every decision has an owner
Claims intake or document review run by agents, with an adjuster owning each decision.
Fractional CTO
Technical direction you can trust
Architecture, delivery and vendors for insurance platforms, including Pega and core systems.
Product Lead
What to build, and why
Underwriter and claims workflows turned into specs your team can deliver.
AI Architect
AI that holds in production
Document and decision-support AI with evals, permissions and a full audit trail.
Who you work with
Fractional CTO and product lead, Vienna
I lead the delivery of underwriting and claims platforms and client exposure dashboards for insurers and reinsurers.
Delivered within my work as Fractional CTO, Product Lead or AI Architect.
“Kristian is certainly one of the top picks in his field.”
Product, technology and AI in one person. So the decisions never contradict each other.
- 25 years
- In software architecture and product, in Europe and North America.
- 50+
- Product launches across startups and enterprises.
- 5.0★★★★★
- Upwork rating, Top Rated Plus, more than $500K earned.
Questions
FAQ
Do you work with Pega and core insurance systems?
Yes, including underwriting and claims platforms on Pega.
Where can agents help in claims?
In intake, document reading and preparing a recommendation. The adjuster decides, and every step is logged.
Can you lead delivery across vendors?
Yes. I run the workshops, own the plan and keep business and technical teams aligned.
Get in touch
Start with a call.
We go through your product, your team and where AI belongs in your work. You leave with a view on the right first step.
Services: SaaS & AI product launchEnterprise AI agentsAI agent evaluationFractional CTOProduct LeadAI Architect