Kristian Tanninen

Kristian Tanninen

Product CTO

Insurance and InsurTech

Industry

Insurance platforms underwriters rely on. Underwriting, claims and AI with an audit trail.

Insurance software decides on risk and money, and every decision has to be explained later. I lead the delivery of underwriting, claims and client platforms, and bring AI into them with the controls an insurer needs.

  • Underwriting and claims platforms
  • Reinsurance client dashboards
  • AI with an audit trail
Kristian signing off one claim card on a claims and underwriting platform

The challenge

01

Agents could clear your claims backlog. If you could explain every decision.

Claims and underwriting are where agents can already read documents and prepare decisions. An insurer can only use that when every recommendation is checked, logged and signed off, because the regulator and the reinsurer will ask why.

How I help

Outcomes and roles

Who you work with

Insurance and InsurTech
Kristian Tanninen
Kristian Tanninen

Fractional CTO and product lead, Vienna

I lead the delivery of underwriting and claims platforms and client exposure dashboards for insurers and reinsurers.

Delivered within my work as Fractional CTO, Product Lead or AI Architect.

“Kristian is certainly one of the top picks in his field.”
Client review on Upwork

Product, technology and AI in one person. So the decisions never contradict each other.

25 years
In software architecture and product, in Europe and North America.
50+
Product launches across startups and enterprises.
5.0★★★★★
Upwork rating, Top Rated Plus, more than $500K earned.

Questions

FAQ

Do you work with Pega and core insurance systems?

Yes, including underwriting and claims platforms on Pega.

Where can agents help in claims?

In intake, document reading and preparing a recommendation. The adjuster decides, and every step is logged.

Can you lead delivery across vendors?

Yes. I run the workshops, own the plan and keep business and technical teams aligned.

Get in touch

Start with a call.

We go through your product, your team and where AI belongs in your work. You leave with a view on the right first step.

Services: SaaS & AI product launchEnterprise AI agentsAI agent evaluationFractional CTOProduct LeadAI Architect